Tips For Finding The Perfect Home
Getting pre-qualified will help you narrow down your home options by giving you a limit on what you can purchase. Getting pre-qualified will also allow you to work with your loan officer on a budget, and help you limit your options based on what you want to pay each month.
Start a Home Search
Log on to nest.me and click "New" to start a new home search. Enter your newly found limits for budget and pre-qualification, and feel at ease knowing your information isn't being forwarded to lenders and realtors from all over the state.
Choose your timeline, home type, home size, age and square footage, then wait for your perfect home to come to you!
Research the Area
Check the area for crime using www.crimereports.com.
Check walk-ability, public transit and lifestyle fits using www.walkscore.com
Research local schools using www.greatschools.org
Check local weather using www.usclimatedata.com
Ask about HOA's and research if your new home is located in a metro district
Work with a local Real Estate Agent
Local realtors know the area
They know the market
They work for you and your best interest
They have other local connections, and may hear about a home that is perfect for you, before it hits the market
Get A Home Inspection
The home inspector will look at everything in a home and give you a non-bias opinion. They will also tell you the true value of the home you are looking at. It’s better to spend a couple hundred dollars doing a home inspection then finding out the house had several problems.
Picture your family living in the house.
When you walk into the home, can you picture your family living there? Does it have a good feeling? Picture your family living in each room and see you how feel.
Ready to purchase that home or refinance your mortgage? Get in touch to find out how we can help you achieve your goals, both personally and financially!
I enjoy being a loan officer because I get to help people finance their dreams and their homes, let me help you today!
Guild Mortgage Company is an Equal Housing Lender; Company NMLS #3274 Jamie Laskie is a licensed Loan Officer in Colorado for Guild Mortgage Company; Regulated by the CO Division of Real Estate. Licensed in the state of Colorado, NMLS #1641628. The postings on this blog don't necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. This information is not guaranteed to be accurate and shall not be construed as a guarantee of loan approval. All loans are subject to underwriter approval, and are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. The information provided herein has been prepared by a third party and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.